Blue Cross Blue Shield of Georgia Dental Insurance

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NOTE: These policies DO NOT include coverage of pediatric dental services as required under the Affordable Care Act. Addition of the Pediatric Essential Health Benefit is in process and is currently pending regulatory review and approval. The Benefit Comparison Table has been simplified so you can easily compare plans. Some of the covered services in the chart have limitations or exclusions, such as limits as to how often you can get them done. And there are some other terms you should know about. Please see the product detail page and the Dental Benefit Policy for full details. Claim payments are based on the amount charged by the dentist or our allowable charge, whichever is less. If a non-participating dentist charges more than our allowable charge, the patient is responsible for the difference. Costs and benefits stated above are based on the rates and benefits in effect on your coverage start date.* Abbreviation for "Participating Dentist"** Abbreviation for "Non-Participating Dentist"† Waiting periods may apply. Please View Plan Details for more information.

Blue Cross and Blue Shield of Georgia, Inc. and Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. are independent licensees of the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.

This Website is owned and operated independently of Blue Cross Blue Shield of Georgia.  Independent agent Eric Burns, GA Insurance License # 634337

Blue Cross Dental Insurance plans offer:


BLUE CROSS BLUE SHIELD OF GEORGIA’S DENTAL INSURANCE PRIME PLANS INCLUDE:

3 Plan Choices from basic cleanings to more extensive coverage.

Cover yourself or your entire family.

Pay monthly or by the year for a discount.

Largest network of dentists, 1,800 general dentists and specialist in Georgia alone.

No waiting period for regular cleanings, exams, or x-rays.

Enrollment begins on the 1st of every month, don’t delay getting to a better you with Blue Cross Dental Insurance.  

Blue Cross Dental Insurance is affordable, Starting at about $26 per month.  

No Enrollment fee, just pay the first month to get started.

Blue Cross and Blue Shield of Georgia Dental Prime for Individuals and Families is a great choice if you're looking to save money. You can choose from a plan that covers only the basics (like cleanings) to plans that cover more in-depth services. With all plans, you'll have access to more than 1,800 participating general dentists and specialists in Georgia and more than 63,000 nationally.

Enrolling in Blue Cross Blue Shield of Georgia Dental Insurance prime plan is quick and easy.  

You will have immediate access for regular Cleanings, Exams and X-rays.  Some waiting periods apply for basic and major services.  

There is no enrollment fee, but your credit card will be charged following application for the first month ONLY.  You will then have a recurring charge, occurring at the beginning of each month.  If you need to cancel after coverage has begun, please contact the member services number on the back of your dental ID card.

You may cancel coverage at anytime.  However, Blue Cross Blue Shield of Georgia Dental insurance premiums will not be refunded during the current month.  Cancellations will occur for the first of the following month.  There is a 24 month waiting period for re-enrollment.

Enroll your family in Blue Cross Dental insurance.  To qualify for a family plan, all applicants must be related and dependents must be under age 26.

Blue Cross Dental Prime Plan A Overview:

Covers only diagnostic and preventive services (routine cleanings, exams and X-rays). With all plans, you'll have access to more than 1,800 participating general dentists and specialists in Georgia and more than 63,000 nationally. You can choose any dentist, but you may end up paying more when you see a non-participating dentist. That's because participating dentists have agreed to our payment rates and can't charge you more. But when you see a non-participating dentist, you may be billed the difference between what our plan pays and what the non-participating dentist charges. Plus, participating dentists file all the paperwork for you.

Blue Cross Dental Prime Plan B Overview:

Covers diagnostic and preventive services (routine cleanings, exams and X-rays) plus basic treatments (fillings and simple tooth extractions). With all plans, you'll have access to more than 1,800 participating general dentists and specialists in Georgia and more than 63,000 nationally. You can choose any dentist, but you may end up paying more when you see a non-participating dentist. That's because participating dentists have agreed to our payment rates and can't charge you more. But when you see a non-participating dentist, you may be billed the difference between what our plan pays and what the non-participating dentist charges. Plus, participating dentists file all the paperwork for you.

Blue Cross Dental Prime Plan C Overview:

Plan C plan covers diagnostic and preventive services (routine cleanings, exams and X-rays) plus basic services (fillings and simple tooth extractions). It also covers major services (crowns, root canals, dentures and bridges). Plus, you can access the International Emergency dental program. $50 per person deductible. With all plans, you'll have access to more than 1,800 participating general dentists and specialists in Georgia and more than 63,500 nationally. You can choose any dentist, but you may end up paying more when you see a non-participating dentist. That's because participating dentists have agreed to our payment rates and can't charge you more. But when you see a non-participating dentist, you may be billed the difference between what our plan pays and what the non-participating dentist charges. Plus, participating dentists file all the paperwork for you.

Diagnostic and preventive services: Routine cleanings, exams and X-rays are covered.

Basic services:Get up to 80% coverage for fillings and simple tooth extractions. Plus coverage for a brush biopsy to help diagnose oral cancer.

Complex and major services:Get up to 50% coverage for root canals, scaling, root planing, complex oral surgery, crowns, dentures and bridges.

Plan Max: $1250/year

Deductible: $50/year

Dental Insurance TERMS:

Deductible: The amount you pay before we pay for any services

Annual Maximum: The most we will pay in one calendar year


Cleanings, exams and X-rays: Includes Diagnostic and preventive care


Basic treatment: Such as filings and simple tooth extractions - Waiting period applies


Major treatment: Such as root canals, scaling, root planing, crowns, dentures and bridges - Waiting period applies

Shop For Blue Cross and Blue Shield of Georgia Dental Insurance

Pay for a year in advance, receive a 5% discount

ADD VISION COVERAGE

While you’re taking care of your teeth, let’s look into protection for your eyes too.

Based on what you’ve told us so far; you can add our Blue View Vision for $8.22 each month. This gets vision insurance for the same people you’re buying dental insurance.

Regular eye exams do more than help you see 20/20. They’re important to your overall health. Did you know that eye exams can offer a glimpse into major health conditions like diabetes, high blood pressure and cardiovascular disease?

   Eye exams every 12 months with a $20.00 copay.

   New frames every 24 months with a $130.00 allowance.

   New lenses every 24 months with a $20.00 copay.

   Click for

   Vision Benefit Policy

Plus we have additional discounts for upgrades such as Transitions lenses. In addition, there are discounts for things like second pairs of glasses and sunglasses.

Blue View Vision benefits are easy to use and can help you access eye care, improve your overall wellness and save you money.

Our Blue View Vision has a national network of over 50,000 providers and provider locations.

Blue View Vision Rider

This Blue View Vision Rider is made part of, and is in addition to any information you may have in your

Blue Cross and Blue Shield of Georgia dental booklet. This Blue View Vision Rider provides coverage for

the routine vision care services stated below. All provisions of the dental booklet apply to this Blue View

Vision Rider unless specifically addressed below.

Your Vision Benefits

Your Blue View Vision Rider provides coverage for routine vision care services from participating and

non-participating vision providers. Your benefits will be determined based on the service you receive and

the provider you choose. We provide coverage only for the vision care services specified in this rider.

Your dental deductible, limitations, and waiting periods do not apply to the vision care services in this

rider.

Eye Exam (with dilation as necessary)

Once every

12 months

$20 copay Up to $30

Standard Plastic (CR39) Lenses*

up to 55 mm in:

Once every

24 months

Single Vision (pair) $20 copay Up to $25

Bifocal (pair) $20 copay Up to $40

Trifocal (FT 25-28) (pair) $20 copay Up to $55

* Lenses include factory scratch coating at no additional cost. Polycarbonate and photochromic lenses

are covered for dependent children under 19 with no additional cost.

Contact Lenses

Once every

24 months

Elective (conventional and disposable) $80 allowance Up to $60

Non-Elective Covered in full Up to $210

Frames

Once every

24 months

$130 allowance Up to $45

Vision Exclusions

We will not provide benefits for any of the following:

Vision care services not specifically listed in this rider.

If you receive elective or non-elective contact lenses no benefits will be available for eyeglass lenses

until you satisfy the benefit frequency listed above.

For sunglasses, safety glasses and accompanying frames

For non-prescription or plano lenses

For two pairs of glasses in lieu of bifocals

For fitting or dispensing fees

When applying you must agree to the following:

I have read the information contained in the application and choose to enroll. I understand the benefits and restrictions of this plan as stated in the material provided with the application. I certify the information contained in this application is true and complete. Any intentional omission or misrepresentation may constitute insurance fraud which could result in possible criminal penalties and/or a claim for civil damages. I understand my enrollment is subject to receipt of payment and verification of funds. The start and cancellation dates of my coverage will be determined by BCBSGa. I authorize BCBSGa to withdraw funds from my bank account or debit my credit card. I understand that if funds/credit balances are not available or payment is not made on time I will no longer be eligible for coverage. If I decide I do not want the contract, I may return it within 10 days after receipt with a written statement requesting termination of the contract.  Upon return, the contract will be deemed void, and any money paid will be refunded minus any claims which may have been paid. I understand that if I terminate this contract or discontinue enrollment for any reason, I will not be able to re-enroll for a period of 24 months.